“Unlocking True Financial Freedom, One Step at a Time”
The Road to Financial Empowerment

The Road to Financial Empowerment

Welcome to The Road to Financial Empowerment, "Unlocking True Financial Freedom, One Step at a Time."

This podcast equips you with the tools, strategies, and wisdom to transform your finances and future. Whether you're just starting or rebuilding after setbacks, every episode is designed to inspire, educate, and empower.

Powered by EmpoweringYourFinance.com, this podcast is your weekly guide to eliminating debt, mastering budgeting, building wealth, and unlocking God-given financial purpose—without fluff, fear, or hype.

Being financially educated means you know how you spend your money and have a plan for what and where you spend it; however, being financially empowered means you have control.

"Empowering Your Finance is the most comprehensive financial empowerment platform for financial education and planning resources."

Real strategies. Real results. Real empowerment.

Recent Episodes

June 2, 2025

Social Security Overpayment Withholding Rate: 50% Update April 2025

Effective spring 2025, the Social Security Administration changed its overpayment rule to reduce financial hardship. The default withholding rate is now automatically 10% of your monthly benefit, a significant decrease from the previous 100% default. The 50% rate does not apply to regular monthly c…
May 30, 2025

Social Security Benefit Cuts: Your Guide to Defaulted Student Loans

Defaulting on federal student loans can lead to the government garnishing your Social Security benefits. Up to 15% of your monthly payment can be allocated to repay the debt, provided that your benefit is not reduced to less than $750 per month. This guide likely explains how to prevent this and of…
May 26, 2025

Empowering Your Finance: A Guide to Financial Education

"Financial Education: Your Guide from The Road to Financial Empowerment" serves as the first step toward financial independence. It defines true empowerment not just as having wealth, but as gaining the knowledge and confidence to make smart financial decisions. The guide focuses on core principles…
May 25, 2025

The Road to Financial Empowerment Podcast Introduction

Hosted by Darnell Frazier, the new "Road to Financial Empowerment" podcast aims to unlock true financial freedom for its listeners. The show offers practical and inspirational strategies for budgeting, saving, investing, and eliminating debt. Uniquely combining conventional financial advice with fa…

Recent Blog Posts

June 2, 2025

Social Security Overpayment Withholding Rate: 50% Update April 2025

Social Security Overpayment Recovery Policy Update: Revised April 2025 "The Social Security Administration (SSA) has recently announced a significant policy shift regarding overpayment recoveries for beneficiaries. While an earlier announcement ind…

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May 30, 2025

Social Security Benefit Cuts: Your Guide to Defaulted Student Loans

Social Security Benefit Cuts: Your Guide to Defaulted Student Loans  "Imagine waking up to find your Social Security check, the lifeline you depend on, significantly smaller. Social Security benefit cuts for thousands of older Americans and in…

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May 26, 2025

Empowering Your Finance: A Guide to Financial Education

Navigating the Financial Maze: Why Education is Your Most Powerful Tool  In a world where financial decisions can make or break your future, how confident are you in making the right choices? For many, the complexity of personal finance create…

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About the Host

Darnell Frazier, , RFC®, CPRS™, CCFC, CFEI®, Finanial Educator and Finnacial Coach